What Changed in Canadian Paperwork in 2026

Rent increases, notices, board fines, and tenancy rules by province.

• Verified 2026-10-17 · Quebec · Landlord & tenant

  Since April 1, 2026, the Tribunal administratif du logement charges $92 for most applications, including one about unpaid rent. Our Paperwork Index still showed the older $90 landlord and $45 tenant fees. The cell is not scored, so no ranking changed.

  $90 landlord / $45 tenant → $92 most applications (from April 1, 2026)

  Source: Tribunal administratif du logement: Costs exigible

  Updated: The Canadian Paperwork Index

• Verified 2026-10-16 · Nova Scotia · Landlord & tenant

  After a non-payment notice to quit (Form D) in Nova Scotia, a tenant has 10 days, not 15, to pay the rent in arrears, which voids the notice, or to apply to the Director. A tenant who does neither is deemed to have accepted that the tenancy ends. The 15-day Form J window still applies to other notices.

  15 days to pay the arrears and void a non-payment notice → 10 days to pay the arrears or apply to the Director (Form D)

  Source: Residential Tenancies Act (Nova Scotia), s.10(6A) and (6C)

  Updated: Eviction help: Nova Scotia

• Verified 2026-10-16 · British Columbia · Landlord & tenant

  In BC a Four Month Notice to End Tenancy covers demolition or conversion of a rental unit. For renovations the landlord must apply to the Residential Tenancy Branch for an order of possession instead of giving a notice. The 30-day dispute window is unchanged. We had labelled the Four Month Notice as demolition or renovation.

  Four Month (demolition/renovation) → Four Month (demolition or conversion); renovations need an RTB order

  Source: Government of BC: Types of evictions

  Updated: I got an eviction notice

• Verified 2026-10-16 · Manitoba · Landlord & tenant

  At the Manitoba Residential Tenancies Branch, an application for an order of possession costs $60 and a landlord or tenant claim for compensation costs $50. A tenant claim is not free. Our Paperwork Index showed $56 for a landlord and $0 for a tenant.

  $56 landlord / $0 tenant → $60 order of possession / $50 landlord or tenant compensation claim

  Source: Manitoba Residential Tenancies Branch: Fees

  Updated: The Canadian Paperwork Index

• Verified 2026-10-16 · Ontario · Landlord & tenant

  On a T2 application about an illegal lockout, the Ontario Landlord and Tenant Board can order an administrative fine of up to $50,000, or the Small Claims Court limit where the unit is if that is higher. We had said up to $35,000. The offence fines of up to $100,000 for an individual and $500,000 for a corporation are unchanged.

  Administrative fine up to $35,000 → Administrative fine up to $50,000 (or the Small Claims Court limit, if higher)

  Source: Tribunals Ontario: T2 instructions

  Updated: My landlord changed the locks

• Verified 2026-10-16 · Alberta · Landlord & tenant

  Since April 1, 2026, Alberta’s Residential Tenancy Dispute Resolution Service charges $75 for claims or counterclaims of $7,500 or less and $150 for claims over $7,500. Fee waivers remain available. Our Paperwork Index showed only the $75.

  $75 (RTDRS) → $75 for claims up to $7,500; $150 over $7,500

  Source: Government of Alberta: Residential Tenancy Dispute Resolution Service

  Updated: The Canadian Paperwork Index

• Verified 2026-10-16 · Manitoba · Landlord & tenant

  Manitoba set its 2027 rent increase guideline at 3.0 percent, effective January 1, 2027. Tenants must be given proper written notice at least three months before a rent increase takes effect. The 2026 guideline of 1.8 percent applies until then, and the rent increase calculator now offers 2027 alongside 2026.

  Guideline published for 2026 only (1.8%) → 2027 guideline 3.0%, effective January 1, 2027 (2026 stays 1.8%)

  Source: Manitoba Residential Tenancies Branch: Current rent increase guideline

  Updated: Landlord and tenant: Manitoba, Manitoba rent increase calculator

• Verified 2026-10-16 · Prince Edward Island · Landlord & tenant

  The Director of Residential Tenancy set the 2027 allowable annual rent increase for Prince Edward Island at 2.1 percent, effective January 1, 2027, on all rental units, heated or unheated, including mobile home sites. A landlord gives at least 3 months’ notice on a Form 8. The 2026 figure of 2 percent applies until then, and the rent increase calculator now offers 2027 alongside 2026.

  Allowable increase published for 2026 only (2%) → 2027 allowable increase 2.1%, effective January 1, 2027, all rental units (2026 stays 2%)

  Source: PEI Rental Office: 2027 allowable annual rent increase

  Updated: Landlord and tenant: Prince Edward Island, PEI rent increase calculator

• Verified 2026-09-22 · Ontario · Landlord & tenant

  In force since September 21, 2026 (Bill 60). The N4 notice period for non-payment of rent was shortened from 14 to 7 days for notices given on or after September 21, 2026, and the current Form N4 applies that 7-day minimum to every tenancy, whether rent is paid by the month, the year, the week or the day. For an N12 given for the landlord’s own use with at least 120 days’ notice, the landlord no longer has to pay one month’s compensation or offer another acceptable unit; this does not apply to an N12 given because a purchaser needs the unit. For an own-use N12, the landlord or other specified person must normally move in within 60 days of the date in the notice; if they do not, the notice is presumed to have been given in bad faith if the tenant files a T5. At a hearing for non-payment of rent, a tenant who wants to raise other issues, such as maintenance, must pay the landlord half of the rent arrears claimed in the application at least seven days before the hearing, directly to the landlord and not to the LTB in trust. Rent now counts as persistently late when it is received more than seven days after the due date at least three times within six months; a payment the landlord applied to another amount the tenant owed, such as arrears, is not counted as late. The LTB published an updated Form N4 and replaced Forms N5, N6, N8, N12, N13, L1, L2, L9, L10 and T5 on September 21, 2026. Previous versions of those ten forms stop being accepted on November 30, 2026.

  N4 termination period 14 days (7 days for daily or weekly tenancies); N12 one-month compensation or another acceptable unit required; no half-of-arrears condition for raising other issues at a non-payment hearing → N4 termination period 7 days for every tenancy type, for notices given on or after September 21, 2026; no N12 compensation where a landlord’s own-use N12 gives at least 120 days’ notice (purchaser N12s excluded); own-use move-in within 60 days of the N12 date or bad faith is presumed on a T5; half of the claimed arrears paid to the landlord at least seven days before a non-payment hearing to raise other issues; ten forms replaced and Form N4 updated; previous versions of those ten forms not accepted as of November 30, 2026

  Source: Tribunals Ontario: LTB Operational Update, Legislative Changes at the Landlord and Tenant Board, Effective September 21, 2026

  Updated: The N4 notice, Ontario eviction help, My tenant stopped paying rent, Own-use eviction, The N12 notice, The L1 application, The N5 notice, The L2 application

• Verified 2026-08-06 · Prince Edward Island · Landlord and tenant

  Our PEI page said landlords "must apply to IRAC for increases above the allowed guideline." That named the wrong authority: since the Residential Tenancy Act changeover, the Director of Residential Tenancy sets the annual allowable rent increase, and a landlord seeking more files a Form 9 with the Rental Office, not IRAC. IRAC (the Commission) hears appeals of Rental Office decisions; it does not set the guideline or decide above-guideline applications in the first instance. We also refreshed the guideline figure itself: the Director has set the 2026 Annual Allowable Rent Increase at 2% on all rental units, heated or unheated, including mobile home sites, a single uniform figure with no heated/unheated split.

  landlords must apply to IRAC for increases above the allowed guideline; guideline "varies by year" → Director of Residential Tenancy sets the guideline (2% for 2026, all units); above-guideline applications go to the Rental Office via Form 9; IRAC hears appeals only

  Source: PEI Rental Office (peirentaloffice.ca): Rent increases, and 2026 rent increase notice

  Updated: Landlord and tenant: Prince Edward Island, My rent went up: can they do that?, PEI rent increase calculator

• Verified 2026-07-31 · Ontario · Landlord & tenant

  Not yet in force. Scheduled for September 21, 2026: the N4 non-payment termination period is set to drop from 14 days to 7 days, and the one-month N12 compensation is set to be waived where the termination date is at least 120 days after the notice is given. Until September 21 the current rules apply, and an N4 served with only 7 days of notice before that date is not valid. Commencement is reported to be set by Orders in Council 616/2026 to 618/2026. We re-confirm against official sources before the effective date and update the affected pages that day.

  In force now: N4 termination period 14 days; N12 one-month compensation applies → Scheduled September 21, 2026 and not yet in force: N4 termination period 7 days; N12 compensation waived where the termination date is at least 120 days after notice

  Source: Legislative Assembly of Ontario: Bill 60 (Fighting Delays, Building Faster Act)

  Updated: The N4 notice, My tenant stopped paying rent, Own-use eviction, Ontario eviction help

• Verified 2026-07-31 · Ontario · Landlord & tenant

  Two more Landlord and Tenant Board changes took effect on July 1, 2026. Supporting documents for an above-guideline increase application must now be served within 7 days of issuance, down from 14, with a certificate of service filed no later than 5 days from the date of service. Separately, a tenant may install a window or portable air conditioner after giving written notice, where the installation is safe and causes no damage.

  AGI supporting documents served within 14 days of issuance; no statutory basis for the tenant air-conditioner right → AGI supporting documents served within 7 days of issuance, certificate of service within 5 days of service; tenant may install a window or portable air conditioner after written notice

  Source: Tribunals Ontario: LTB Operational Update (legislative changes)

  Updated: Air conditioners (Ontario), My rent went up: can they do that?

• Verified 2026-07-18 · New Brunswick · Landlord & tenant

  New Brunswick’s official housing page requires six months’ written notice before a residential rent increase. Our guide previously said three. Rent may rise at most 3% per 12 months (not in the first 12 months of a tenancy); landlords may apply for an above-guideline increase up to 9% for approved capital expenditures. (We verified this is current on 2026-07-18; the page does not print an effective date for the six-month rule.)

  3 months’ written notice for a rent increase → 6 months’ written notice; 3% cap per 12 months, with above-guideline increases up to 9% only with approval

  Source: gnb.ca: Rent increases

  Updated: Landlord & tenant: New Brunswick, My rent went up: can they do that?

• Verified 2026-07-18 · Nova Scotia · Landlord & tenant

  Nova Scotia’s rent cap now has a precise end date: 5% in place until December 31, 2027, for existing tenants and fixed-term renewals in the same unit (not a new tenant’s first lease), with one increase per 12 months and four months’ notice. We previously hedged this as “as of 2025.”

  5% cap (as of 2025; check current legislation) → 5% cap in place until December 31, 2027 (existing tenants and fixed-term renewals in the same unit)

  Source: novascotia.ca: Rent cap facts

  Updated: Landlord & tenant: Nova Scotia, My rent went up: can they do that?

• Verified 2026-07-17 · Ontario · Landlord & tenant

  As of July 1, 2026, the window to ask the Landlord and Tenant Board to review one of its orders was shortened from 30 days to 15 days.

  Request to review an LTB order within 30 days → Request to review an LTB order within 15 days

  Source: Tribunals Ontario: LTB Operational Update (legislative changes)

  Updated: LTB L1 application, My tenant stopped paying rent

• Verified 2026-07-17 · Ontario · Landlord & tenant

  As of July 1, 2026, the maximum fines under s.236 of the Residential Tenancies Act increased for offences such as illegal evictions and bad-faith notices.

  Maximum RTA fines: the previous s.236 maximums → Maximum RTA fines: increased (current maximums are in the LTB update)

  Source: Tribunals Ontario: LTB Operational Update (legislative changes)

  Updated: My landlord changed the locks, Own-use eviction

• Verified 2026-07-17 · Ontario · Landlord & tenant

  As of July 1, 2026, the LTB’s Payment Agreement form is now mandatory for s.206 repayment plans (agreements to pay off arrears).

  A Payment Agreement form was not required for s.206 repayment plans → The Payment Agreement form is mandatory for s.206 repayment plans

  Source: Tribunals Ontario: LTB Operational Update (legislative changes)

  Updated: LTB L1 application, LTB L4 application

Transfer taxes, first-time buyer credits, and municipal home-buying programs.

• Verified 2026-10-16 · Canada (federal) · Buying a home

  The federal home buyers’ amount lets a qualifying buyer claim up to $10,000. Because the lowest federal tax rate fell from 15% to 14% on July 1, 2025, the credit is worth $1,400 for a 2026 purchase ($1,450 for 2025, at the blended 14.5% rate). Our affordability tool showed $1,500.

  $10,000 x 15% = $1,500 → $10,000 x 14% = $1,400 ($1,450 for a 2025 purchase)

  Source: Canada Revenue Agency: Tax rates and income brackets for individuals (last year)

  Updated: Home affordability calculator

• Verified 2026-10-16 · Newfoundland and Labrador · Buying a home

  The Newfoundland and Labrador deed registration fee is $100 plus $0.40 for each additional $100 or part of $100 above $500, with no maximum. The $5,000 cap in the Services Charges Act applies to mortgage registration, not deeds. Our land transfer tax calculator capped the deed fee at $5,000, which understated it on homes over about $1,225,000; on a $2,000,000 home the fee is $8,098.

  Deed registration fee capped at $5,000 → $100 plus $0.40 per additional $100 or part above $500, no cap ($8,098 on $2,000,000)

  Source: Services Charges Act, SNL1998 c S-13.2, s.5

  Updated: Land transfer tax calculator

• Verified 2026-10-16 · New Brunswick · Buying a home

  Moncton’s 2026 residential property tax rate is $1.3614 per $100 of assessment, unchanged from the year before. Our home ownership cost tool used 1.70.

  Moncton residential rate 1.70 per $100 → Moncton residential rate 1.3614 per $100 (2026)

  Source: City of Moncton: City maintains tax rate (November 6, 2025)

  Updated: Home ownership cost calculator

• Verified 2026-10-16 · Prince Edward Island · Buying a home

  PEI’s Real Property Transfer Tax is a flat 1% of the greater of the price or the assessed value, with no 2% surcharge on value over $1,000,000, and a qualifying first-time home buyer pays none. Our calculator added a 2% surcharge the Act does not contain and told first-time buyers they still owed it, so it overstated the tax on PEI homes over $1,000,000: on $1,500,000 it showed $25,000 instead of $15,000.

  1% plus a 2% surcharge on value over $1,000,000, not waived for first-time buyers → Flat 1%, no surcharge; a qualifying first-time home buyer pays no tax

  Source: Real Property Transfer Tax Act (PEI), s.3 and s.5(2), consolidation current to May 29, 2026

  Updated: Land transfer tax calculator

• Verified 2026-10-16 · Quebec · Buying a home

  In Montreal the 2026 property transfer duty is 4% on the portion of a price above $3,113,000, and 3.5% from $2,136,500 to $3,113,000. Our land transfer tax calculator note said Montreal charges up to 3.5% or more.

  Montreal charges up to 3.5%+ on luxury properties → 4% on the portion above $3,113,000 (2026)

  Source: Ville de Montréal: How property transfer duties are calculated

  Updated: Land transfer tax calculator

• Verified 2026-08-02 · Quebec · Buying a home

  Montréal's Home Purchase Assistance Program has ended and stopped accepting new applications on July 7, 2026. Our buy-a-home page still described a municipal rebate of up to $5,000 that a first-time buyer can no longer apply for. In its place, Quebec's refundable tax credit for access to property reimburses the droit de mutation up to $5,875 for a first property. That credit is the same one already verified and published on our home-sale side in July; the buy-side wording now matches it.

  Montreal rebate of up to $5,000 for first-time buyers → Program ended July 7, 2026; Quebec refundable credit up to $5,875 applies instead

  Source: Ville de Montréal (program status) and Finances Québec

  Updated: Buy a home: Quebec, Private home sale: Quebec

• Verified 2026-08-02 · Quebec · Buying a home

  Quebec's Welcome Tax base tranches are indexed every year and we were showing the 2024 thresholds. For 2026 the provincial base is 0.5% up to $62,900, 1% from $62,900 to $315,000, and 1.5% from $315,000 to $552,300. We also corrected a framing error that mattered more than the indexation: rates above $552,300 are not provincial. A municipality may set its own higher rates by by-law above that point, and Montréal does. Our copy had been presenting the two as one schedule.

  2024 base tranches, with municipal rates shown as part of the provincial schedule → 2026 base tranches ($62,900 / $315,000 / $552,300), with municipal rates identified as separate by-law territory

  Source: Ville de Montréal: how property transfer duties are calculated

  Updated: Buy a home: Quebec, Private home sale: Quebec, Home affordability: Quebec

• Verified 2026-07-28 · Quebec · Home sale

  Quebec announced a refundable first-time buyer tax credit on 17 April 2026, retroactive to homes acquired on or after 1 January 2026. It reimburses the droit de mutation (welcome tax) up to $5,875 (100% of the first $5,000 of duty paid plus 25% of the next $3,500), phasing out on a transfer-duty tax base from $750,000 to $1,000,000. You qualify if, in the year of acquisition or the four preceding years, you did not occupy a dwelling that you or your spouse owned; owning a rental you never lived in does not disqualify you.

  No Quebec first-time buyer transfer-duty credit → Refundable credit up to $5,875, retroactive to January 1, 2026

  Source: Finances Québec / Revenu Québec

  Updated: Private home sale: Quebec

Filing fees and claim limits at small claims court by province.

• Verified 2026-10-16 · British Columbia · Small claims

  The Civil Resolution Tribunal hears most BC strata disputes of any amount. We had said strata disputes up to $50,000 go to the CRT; the tribunal states no dollar cap for strata claims. It does not take claims about harassment, bullying or slander, or strata claims about land.

  Strata property disputes up to $50,000 go to the CRT → Most strata property disputes, of any amount, go to the CRT

  Source: Civil Resolution Tribunal: Strata solution explorer

  Updated: Small claims: British Columbia

• Verified 2026-10-16 · British Columbia · Small claims

  In BC Small Claims, a notice of claim is served within 12 months of filing, by leaving a copy with the defendant or by registered mail. The 14 days is the defendant’s time to reply after service (30 days if served outside BC), not a deadline before the hearing. Any other method needs the registrar’s permission.

  Serve the defendant at least 14 days before the hearing → Serve within 12 months of filing, in person or by registered mail; the defendant has 14 days to reply (30 if served outside BC)

  Source: Small Claims Rules, B.C. Reg. 261/93, Rules 2, 3 and 18

  Updated: Small claims: British Columbia

• Verified 2026-10-16 · Ontario · Small claims

  In Ontario Small Claims Court you can serve your own claim, or have a friend or a process server do it. Proof of service is an Affidavit of Service (Form 8A) for each defendant, and the claim is served within six months after the court issues it. We had said you cannot serve it yourself and named a Certificate of Service.

  You cannot serve it yourself; someone over 18 serves; file a Certificate of Service → You can serve it yourself or have someone else do it; file an Affidavit of Service (Form 8A) for each defendant

  Source: Ontario: Guide to procedures in Small Claims Court, serving documents

  Updated: Small claims: Ontario, The Canadian Paperwork Index

• Verified 2026-10-16 · Saskatchewan · Small claims

  In Saskatchewan Small Claims Court the plaintiff serves the claim on each defendant, by personal service or registered mail. The court does not serve it. We had said the registry serves by mail.

  The registry serves the claim by mail (or you) → The plaintiff serves, by personal service or registered mail

  Source: Saskatchewan Courts: Small Claims Court

  Updated: Small claims: Saskatchewan, The Canadian Paperwork Index

• Verified 2026-10-16 · Prince Edward Island · Small claims

  A PEI Small Claims action starts with a Statement of Claim (Form 7A) and a Designation of Address for Service (Form 8A), filed with the clerk with a copy for each defendant. We had named a Claim Form 1A.

  Claim Form 1A → Statement of Claim (Form 7A) and Designation of Address for Service (Form 8A)

  Source: PEI Rules of Civil Procedure, Rule 74 (Small Claims Section)

  Updated: Small claims: Prince Edward Island

• Verified 2026-10-16 · Prince Edward Island · Small claims

  In PEI Small Claims the plaintiff serves the claim, personally or by an alternative to personal service, within six months after it is issued. The clerk keeps the original and gives the plaintiff copies to serve. We had said the court serves the defendant by registered mail.

  The court serves the defendant by registered mail → You serve the defendant, personally or by an alternative to personal service, within six months after issue

  Source: PEI Rules of Civil Procedure, Rule 74 (Small Claims Section)

  Updated: Small claims: Prince Edward Island, The Canadian Paperwork Index

• Verified 2026-08-06 · British Columbia · Small claims

  Our BC small-claims page stated a filing fee of "$100 to $350 depending on amount" for BC Small Claims Court. That range was unsupported: Schedule A of the Small Claims Rules (B.C. Reg. 261/93) sets filing a notice of claim at $100 for claims up to and including $3,000, and $156 for claims over $3,000, with a $7 e-filing fee per document package if filed electronically. No fee in the schedule reaches $350. Correcting our own error: the figure was invented, not indexed or drifted.

  BC Small Claims Court: $100-$350 depending on amount → $100 (claims up to and including $3,000) or $156 (claims over $3,000), per Schedule A

  Source: Small Claims Rules, B.C. Reg. 261/93, Schedule A (bclaws.gov.bc.ca)

  Updated: Small claims: British Columbia, BC notice of claim form

• Verified 2026-07-09 · Quebec · Small claims

  Quebec small-claims filing fees for a natural person (2026 tariff, indexed each January 1).

  ~$108 / ~$189 (approximate) → $121 (up to $5,000) / $223 ($5,000.01–$10,000) / $241 ($10,000.01–$15,000)

  Source: quebec.ca: Tariff of Court Costs (Small Claims)

  Updated: Small claims: Quebec, The Canadian Paperwork Index

• Verified 2026-07-09 · Nova Scotia · Small claims

  Nova Scotia small-claims filing fees, and where the fee band splits.

  $99.90 (under $15,000) / $189.90 ($15,000–$25,000) → $99.70 (under $5,000) / $199.35 ($5,000–$25,000)

  Source: Nova Scotia Small Claims Court Forms and Procedures Regulations

  Updated: Small claims: Nova Scotia, The Canadian Paperwork Index

• Verified 2026-07-09 · Newfoundland & Labrador · Small claims

  Newfoundland & Labrador small-claims filing fees.

  "$40–$100 depending on claim amount" → $50 (under $500) / $100 ($500–$25,000)

  Source: Provincial Court of NL: Small Claims FAQ

  Updated: Small claims: Newfoundland & Labrador, The Canadian Paperwork Index

Health-coverage waiting periods and eligibility rules when you move.

• Verified 2026-10-16 · Manitoba · Health coverage

  Manitoba encourages people moving to the province to apply for Manitoba Health coverage within three months of arriving; it is a recommendation, not a requirement. The three-month waiting period is waived for Canadian military families. We had said registration within 3 months was required and that the waiver was for active military.

  Register within 3 months; wait waived for active military → Applying within 3 months is recommended; wait waived for Canadian military families

  Source: Manitoba Health: Moving to Manitoba

  Updated: Moving to Manitoba

• Verified 2026-08-07 · Alberta · Health coverage

  Our pages said Alberta had no health-coverage waiting period for people moving from another province, and that AHCIP coverage began on the date you established residency. Alberta now states the opposite: coverage begins on the first day of the third month following the date you established residency, and during the gap you can continue using your health card from your previous province or territory when accessing health services. That puts Alberta in line with most provinces rather than with Ontario. We verified the old wording against the same official page in June 2026, so the change happened somewhere between June and August 2026; the page carries no effective date, so we cannot narrow it further. A separate Alberta rule for people arriving from OUTSIDE Canada is unaffected and still says they might be eligible for coverage from the date they established residency: the two are different rules and our pages keep them apart.

  No waiting period: AHCIP coverage is effective the date you establish Alberta residency → Coverage begins on the first day of the third month following the date you established residency; keep using the health card from your previous province during the gap

  Source: alberta.ca: AHCIP, moving to Alberta

  Updated: Moving to a new province, Moving to Alberta, Paperwork deadline calculator

• Verified 2026-07-17 · British Columbia · Moving between provinces

  BC's official MSP page now states that new AND returning residents must complete the coverage wait period; the only listed exemption is discharged Canadian Armed Forces members (and their spouses and children). Discretionary waivers are limited to the most serious and exceptional cases.

  Wait period waived for returning Canadians, permanent residents, and certain other groups → New and returning residents must complete the wait (rest of arrival month + 2 more months); only discharged CAF members and their spouses/children are exempt

  Source: gov.bc.ca: Coverage wait period for MSP

  Updated: Moving to BC

Baggage liability limits, air passenger compensation and airline pet-travel rules.

• Verified 2026-10-16 · Canada (federal) · Air travel

  File a written claim with the airline within 7 days of receiving a damaged bag, within 21 days of receiving a delayed bag, and as soon as possible for a lost bag. A bag counts as lost once it is 21 days late, or earlier if the airline admits losing it. We had given 21 days for a total loss.

  7 days (damage) or 21 days (total loss) → 7 days for a damaged bag, 21 days for a delayed bag, as soon as possible for a lost bag

  Source: Canadian Transportation Agency: Deadlines to file a claim with an airline

  Updated: Air passenger compensation

• Verified 2026-10-08 · All provinces · Air travel

  Corrected: denied-boarding compensation is $900, $1,800 or $2,400 for every airline, large or small. Our page had listed lower amounts for small airlines, which the regulation does not provide for.

  Denied boarding: large airlines $900 / $1,800 / $2,400; small airlines $300 / $600 / $800 → Denied boarding: $900 (under 6 hours late), $1,800 (6 to 9 hours), $2,400 (9 hours or more), the same for large and small airlines (Air Passenger Protection Regulations, s.20(1))

  Source: Air Passenger Protection Regulations (SOR/2019-150), section 20

  Updated: Air passenger compensation

• Verified 2026-08-02 · All provinces · Air travel

  The Montreal Convention liability limits were revised by ICAO effective December 28, 2024, and we were still showing the previous figures. For lost or damaged checked baggage on an international flight the limit is now 1,519 Special Drawing Rights per passenger, approximately $2,780 CAD on the CTA's own conversion. The limits are revised every five years and the SDR to CAD rate floats, so treat the dollar amount as approximate and confirm the current conversion with the airline or the CTA. Correcting our own error: this revision predates our launch, so the figure was out of date from the day the page went up.

  Baggage liability 1,288 SDR, roughly $2,300 CAD → Baggage liability 1,519 SDR, approximately $2,780 CAD (effective December 28, 2024)

  Source: Canadian Transportation Agency: notification to air carriers on the upward revision of liability limits

  Updated: Air passenger compensation

• Verified 2026-07-17 · Canada (airline policy) · Travelling with pets

  Air Canada's pets page states the cold-weather hold restriction applies on all aircraft: cats and dogs under 4.5 kg (10 lb) are not accepted in the baggage compartment Nov 1 – Mar 31, and at any other time the temperature is 0°C or below.

  Under 4.5 kg not accepted in hold on some aircraft (Nov 1–Mar 31) → Under 4.5 kg not accepted in the hold on any aircraft Nov 1–Mar 31, and any time it is 0°C or below

  Source: aircanada.com: Travelling with pets

  Updated: Travelling with pets

Birth registration and hospital-kiosk services by province.

• Verified 2026-10-16 · Manitoba · New baby

  Manitoba parental leave is 63 weeks, and has been since June 4, 2018. Our new-baby page said 37 weeks. Pregnancy leave of up to 17 weeks is unchanged.

  Parental leave 37 weeks → Parental leave 63 weeks (since June 4, 2018)

  Source: Manitoba Employment Standards: Parental leave fact sheet

  Updated: New baby: Manitoba

• Verified 2026-07-17 · Nova Scotia · New baby

  Nova Scotia's birth registration page now describes the hospital 'Birth Registration Kiosk' (9 hospitals, incl. the IWK): it bundles birth registration, SIN, CCB, and the baby's Health Card. The birth certificate is a separate paid application, not part of the kiosk flow.

  "Bundled Birth Service" at hospital kiosk incl. birth registration, SIN, CCB, MSI activation, and birth certificate → Birth Registration Kiosk: registration + SIN + CCB + baby's Health Card; birth certificate applied for separately (fee applies); registration itself is free, deadline 30 days

  Source: novascotia.ca: Register a birth

  Updated: New baby: Nova Scotia

Application and renewal windows for federal benefit programs.

• Verified 2026-10-16 · Canada (federal) · Benefits

  The usual 1-week EI waiting period is waived for all new claims that start between March 30, 2025 and October 9, 2027, including maternity and parental claims. Our new-baby, termination-help and employment pages still described the waiting period as in force; they now say it is waived for claims starting by October 9, 2027.

  One-week waiting period → Usually 1 week, waived for new claims starting by October 9, 2027 (temporary measure)

  Source: Employment and Social Development Canada: EI temporary measures

  Updated: New baby paperwork, Termination help: Ontario, Employment: Ontario

• Verified 2026-10-16 · Canada (federal) · Benefits

  CRA’s current timeline to issue a Canada Child Benefit notice and first payment is about 8 weeks for online and birth-registration applications and about 11 weeks for a paper RC66. We had given one figure, about 8 weeks, for every method. These are CRA service timelines and they move.

  First payment within about 8 weeks → About 8 weeks (online or birth registration) or about 11 weeks (paper RC66)

  Source: Canada Revenue Agency: Check CRA processing times (benefits)

  Updated: New baby paperwork

• Verified 2026-10-13 · Canada (federal) · Benefits

  EI temporary measures extended. The waiver of the 1-week waiting period and the rule that earnings from separation are not deducted from your benefits now apply to claims starting by October 9, 2027. The up to 20 additional weeks of regular benefits for long-tenured workers, to a maximum of 65 weeks, now applies to claims starting by June 12, 2027. A new measure applies to claims starting between October 11, 2026 and October 9, 2027: only your most recent reason for separation is reviewed, and if you lost that most recent job through no fault of your own, all insurable employment and hours in the qualifying period are used to establish your claim.

  Three temporary measures (waiting period waived, separation earnings not deducted, up to 65 weeks for long-tenured workers), all for claims starting by October 10, 2026 → Waiting period waived and separation earnings not deducted for claims starting by October 9, 2027; up to 65 weeks for long-tenured workers for claims starting by June 12, 2027; new: only the most recent reason for separation is reviewed, for claims starting October 11, 2026 to October 9, 2027

  Source: canada.ca: EI temporary measures for major economic conditions

  Updated: Laid off: applying for EI, Severance and EI, Your first 30 days after a job loss, Employment termination by province

• Verified 2026-08-10 · Canada (federal) · Benefits

  The renewal period for the Canadian Dental Care Plan closed on June 1, 2026. Our page presented renewal as an open annual step and linked readers straight to the renewal page, which now says the window is shut, so anyone arriving after June 1 was told to renew with no route forward. The route forward is a new application: if you had coverage for the 2025-2026 benefit year and did not renew by June 1, 2026, you can submit a new application for the 2026-2027 benefit year, and there may be a gap in coverage. Renewal is still an annual requirement in general, so the standing guidance stays; what changed is that this year's window has closed. We found this by title-checking the source URL rather than status-checking it: the page returns HTTP 200 either way, and only its heading revealed the change.

  renewal presented as an open annual step, with the resource link going to the renewal page → renewal window closed June 1, 2026; the route now is a new application for the 2026-2027 benefit year, with a possible coverage gap

  Source: canada.ca: Closed: Renew your Canadian Dental Care Plan coverage

  Updated: Canadian Dental Care Plan

Registration deadlines, plate rules and transfer requirements by province.

• Verified 2026-10-16 · Manitoba · Vehicles

  A search of Manitoba’s Personal Property Registry, the lien search a used-vehicle buyer runs, costs $16.30 in 2026 under the fees regulation. There is one search fee, not separate electronic and printed prices. Our Paperwork Index showed $13 electronic and $19 printed.

  $13 electronic / $19 printed → $16.30 per search (2026 regulated fee)

  Source: Personal Property Registry Fees Regulation, M.R. 72/2014

  Updated: The Canadian Paperwork Index

• Verified 2026-10-08 · British Columbia · Vehicles

  Corrected: in BC, the giver and receiver can sign FIN 319 before going to the Autoplan broker. Our gift page said it had to be signed at the broker.

  FIN 319 (Gift of a Vehicle): both parties sign at an ICBC Autoplan broker → FIN 319 (Gift of a Vehicle): the giver and receiver sign it at or before registration (it can be signed ahead of time), then bring the completed form to an ICBC Autoplan broker

  Source: Government of British Columbia, FIN 319 (Gift of a Vehicle)

  Updated: Gifting a vehicle in BC

• Verified 2026-08-20 · Saskatchewan · Vehicles

  Our Saskatchewan pages told buyers they had to register a privately purchased vehicle within 14 days. That deadline does not exist. We re-checked all four official SGI sources, including Bulletin PST-78, which is the source our own code comment cited, and none of them publishes any day-count for a buyer to register after a private in-province purchase. What SGI does require is that the vehicle be registered before it is driven, and a permit covers driving an unregistered vehicle to a motor licence issuer. So this is a verified negative rather than a gap in our research: there is no deadline to miss, and no penalty is published for missing one. While confirming it we found the one official Saskatchewan day-count in this area, which we have added: a 7-day grace period to move a plate from a vehicle you have sold to the vehicle that replaces it. That grace period is the most likely origin of the 14-day figure that circulates on third-party sites.

  the buyer must register within 14 days of a private purchase → no published day-count; register before the vehicle is driven, plus a 7-day sell-and-replace plate grace period

  Source: SGI: New and used vehicles, and Cancel or change registration

  Updated: Buying a car in Saskatchewan, Selling a car in Saskatchewan, Missed the vehicle transfer deadline, The buyer never transferred the car, Canadian paperwork index

• Verified 2026-08-20 · Ontario · Vehicles

  Ontario publishes a 30-day deadline for new residents to register a vehicle brought in from another province, but not where you would look for it. The ServiceOntario page on registering an out-of-province vehicle states no day-count at all, which is why we had been holding the figure back rather than showing readers a deadline we could not point at. The Official MTO Driver’s Handbook states it plainly: new Ontario residents have 30 days to register their vehicles. Our Ontario page now names the handbook as the source of the 30 days and says outright that the service page does not carry it, so anyone checking our work knows which document to open. Note what the rule attaches to: it is a new-resident rule, like Alberta’s 90 days, not a deadline that starts when you buy a car. No penalty for missing it is published anywhere we could find, and we have not invented one.

  no day-count shown as sourced; the linked ServiceOntario page publishes none → 30 days for new Ontario residents, sourced to the Official MTO Driver’s Handbook; no penalty published

  Source: Official MTO Driver’s Handbook: Vehicle insurance and registration

  Updated: Registering an out-of-province vehicle in Ontario, Moving to Ontario

Legal name changes, passports, health cards and the documents behind a SIN.

• Verified 2026-10-16 · Prince Edward Island · Names and ID

  To change the name on a PEI health card, call PEI Medicare at 1-800-321-5492. The replacement card is free. We removed a processing time and an Access PEI and mail instruction that PEI does not publish.

  No fee; call, visit an Access PEI centre or mail; about 2 to 4 weeks → Call PEI Medicare at 1-800-321-5492; no charge for the replacement card; no published processing time

  Source: Health PEI: PEI health card

  Updated: Change your name: Prince Edward Island

• Verified 2026-10-16 · Northwest Territories · Names and ID

  The Northwest Territories change-of-name fee waiver is for Indigenous NWT residents who are residential school survivors, and their family members, who want to reclaim a name or correct a historical error on an NWT birth certificate. We had described it as a waiver for all Indigenous NWT residents.

  Fee waived for Indigenous NWT residents → Fee can be waived for Indigenous NWT residents who are residential school survivors and their family members, to reclaim a name or correct a historical error

  Source: NWT Health and Social Services: Waiving change of name fees

  Updated: Change your name: Northwest Territories

• Verified 2026-10-16 · Canada (federal) · Names and ID

  For a SIN application, a Record of Landing counts as a primary document if it was issued by CIC before June 28, 2002. A Verification of Landing or Status Verification is accepted only to change a SIN record or to confirm an existing SIN, not for a first SIN. We had listed both as general options.

  Record of Landing issued before 2002; Verification of Landing or of Status also on the list → Record of Landing issued by CIC before June 28, 2002; Verification of Landing or Status Verification only to change or confirm an existing SIN

  Source: Service Canada: Apply for a Social Insurance Number

  Updated: New to Canada

• Verified 2026-10-16 · Canada (federal) · Names and ID

  The extra $45 fee for a lost or stolen passport applies when the passport was still valid; you include a declaration (PPTC 203) with the application and pay the regular fee plus $45. If the lost passport had already expired, you renew or apply in the normal way, with no special form. We had tied the $45 to a passport that expired within the past 3 years.

  $45 surcharge if the passport expired within the past 3 years → $45 replacement fee (with PPTC 203) when the lost or stolen passport was still valid; an expired one is renewed the normal way

  Source: IRCC: Lost, stolen, inaccessible, damaged or found travel documents

  Updated: Replace lost documents

• Verified 2026-10-16 · Yukon · Names and ID

  Yukon name change fees may be waived for First Nations, Inuit or Métis people reclaiming a traditional name. We removed a June 30, 2025 start date that the Yukon page does not give. The fee is $50, plus $17.50 for each additional family member.

  Fee waived since 2025-06-30 for First Nations, Metis and Inuit applicants → Fees may be waived for First Nations, Inuit or Métis people reclaiming a traditional name

  Source: Government of Yukon: Change your given name or last name

  Updated: Change your name: Yukon

Registration fees, annual filings and small business tax rates by province.

• Verified 2026-10-16 · Quebec · Starting a business

  Quebec’s annual updating declaration with the Registraire des entreprises costs $41 for a sole proprietor and $106 for a corporation in 2026, which includes the annual registration fee. Filing late adds a penalty of 50% of the annual registration fee. We had said the declaration is free if filed on time.

  Annual updating declaration free if filed on time → $41 (sole proprietor) or $106 (corporation), including the annual registration fee; late filing adds a 50% penalty

  Source: Québec.ca: Registraire des entreprises fees

  Updated: Start a business: Quebec

• Verified 2026-10-16 · Quebec · Starting a business

  Quebec’s small business tax rate is 3.2%, falling to 2.2% for taxation years beginning after April 29, 2026, for a business that meets the paid-hours test; the general rate is 11.5%. We had said 9%.

  9% small business rate provincially → 3.2%, or 2.2% for taxation years beginning after April 29, 2026 (general rate 11.5%)

  Source: Revenu Québec: Increase in the small business deduction rate (May 4, 2026)

  Updated: Start a business: Quebec

How long unclaimed balances are held and how to claim them.

• Verified 2026-10-16 · Canada (federal) · Unclaimed money

  Under the Bank of Canada Act, an unclaimed balance under $1,000 stays claimable until 40 years have passed since the last activity on the account, which is about 30 years after it reaches the Bank. We had said such balances are held for 30 years. Balances of $1,000 or more are held for 100 years.

  Balances under $1,000 held for 30 years → Under $1,000 claimable until 40 years after the last account activity (about 30 years at the Bank)

  Source: Bank of Canada Act, s.22

  Updated: Unclaimed money

CRA application methods and process changes for the DTC.

• Verified 2026-07-15 · Canada (federal) · Disability Tax Credit

  The CRA stopped accepting Disability Tax Credit applications through the "Submit documents" feature in CRA accounts, effective July 14, 2026.

  T2201 could be sent using "Submit documents" in a CRA account → Digital DTC form or mail to your tax centre only

  Source: canada.ca: How to apply for the Disability Tax Credit

  Updated: Disability Tax Credit guide, Canada Disability Benefit