Land Transfer Tax Calculator — All Provinces
Calculates provincial land transfer tax (or registration fee) for all 10 Canadian provinces. Ontario includes the Toronto MLTT toggle. First-time buyer rebates applied automatically where available.
Land Transfer Tax in Canada — Province by Province
Ontario LTT + Toronto MLTT
Ontario uses marginal rates from 0.5% to 2.5%. Properties within the geographic City of Toronto also pay the Municipal Land Transfer Tax (MLTT), which mirrors Ontario rates below $2M. Effective April 1, 2026, Toronto introduced luxury surcharges up to 8.60% for properties over $20M. First-time buyers in Ontario can receive up to $4,000 in provincial rebate and $4,475 in Toronto rebate.
British Columbia Property Transfer Tax
BC's PTT applies at 1% on the first $200,000, 2% on $200k–$2M, and 3% above $2M. An additional 2% applies to residential value exceeding $3M. First-time buyers receive a full exemption on homes under $500,000, and an $8,000 credit phasing out between $835,000 and $860,000. Newly built homes have a separate exemption up to $1.1M.
Quebec Welcome Tax (Droits de mutation)
Quebec's transfer duties use the greatest of the purchase price, the deed amount, or the assessed market value — so this calculator may underestimate if assessed value is higher than your purchase price. Provincial minimum rates are 0.5% to 1.5%, but municipalities charge more above $315,000. Montreal adds tiers reaching 3.5% on properties over $2.14M and 4% over $3.11M.
Alberta, Saskatchewan, and Newfoundland
These three provinces have no land transfer tax. Alberta charges a small Land Titles registration fee ($50 + $5 per $5,000 of value). Saskatchewan uses a flat or percentage fee based on value. Newfoundland charges a deed registration fee capped at $5,000. In all three cases, the cost is substantially lower than other provinces — often under $1,000 on a typical home.