Free Tools
Canadian Real Estate Calculators
Free, client-side calculators built on verified 2026 data. No account or sign-up needed — all calculations happen in your browser.
Mortgage Payment Calculator
Estimate your monthly payment using Canadian semi-annual compounding. Includes CMHC mortgage insurance premium, 30-year amortization eligibility, PST on premium, and your stress-test qualifying payment.
Land Transfer Tax Calculator
Calculate land transfer tax (or registration fee) for all 10 provinces. Includes Toronto Municipal LTT, first-time buyer rebates, and province-specific notes. Alberta, Saskatchewan, and Newfoundland show registration fees instead.
About these calculators
All figures are encoded from verified 2026 data sources (CMHC, OSFI, canada.ca, provincial government websites). These tools are for estimation only — always confirm final numbers with your mortgage broker, notary, or real estate lawyer before closing. Calculations run entirely in your browser; no data is sent to any server.