Canadian Real Estate Calculators

Estimate your monthly payment using Canadian semi-annual compounding. Includes CMHC mortgage insurance premium, 30-year amortization eligibility, PST on premium, and your stress-test qualifying payment.

Calculate land transfer tax (or registration fee) for all 10 provinces. Includes Toronto Municipal LTT, first-time buyer rebates, and province-specific notes. Alberta, Saskatchewan, and Newfoundland show registration fees instead.

One date in, your whole schedule out. Moving, selling a vehicle, after a death, or laid off: every deadline this site tracks for that situation, computed to calendar dates with the rule and official source beside each one.

The other direction from the deadline calculator: start from dates you already hold. Your licence, plates, insurance, mortgage, passport and the tax filing deadline in one calendar file, with each province's renewal rule beside it and a reminder a week before.

For a small Canadian corporation: the annual return, T2 and GST/HST dates, payroll filings and workers' compensation reports, each with the official rule beside it, as a calendar you subscribe to once.

Calculate the probate fee or estate administration tax for any province, and compare all 10 published schedules side by side, with filing fee add-ons shown separately.

Calculate the maximum rent increase for Ontario, Manitoba, Nova Scotia, and PEI, with the notice period and frequency rule. Links to the official BC, New Brunswick, and Quebec tools.

Itemize what a used car actually costs to buy privately in your province: tax (floor estimate, greater-of-price-or-book-value explained), inspection, registration/transfer, lien search, and info package, all 10 provinces.

What moving to a new province costs in government paperwork: verified licence-exchange, vehicle re-registration, inspection, and health-card fees, itemized by province with deadlines. Some costs vary and are labelled honestly.

Should you gift a vehicle to a family member or sell it? Per province: who qualifies for the gift tax exemption, what the sale tax is, and why selling for $1 does not cut the tax. Each province's own eligible-relationship list, all 10 provinces.

The real monthly cost of owning a home: mortgage payment, property tax, electricity, heating, water, insurance, and condo fees. Estimate defaults you can edit, sources shown, all 10 provinces.