Free Tools
Canadian Real Estate Calculators
Free, client-side calculators built on verified 2026 data. No account or sign-up needed. All calculations happen in your browser.
Home Affordability Calculator
FlagshipFive tools in one: maximum purchase price (GDS/TDS + stress test), full amortization schedule, prepayment savings, total cash to close (with land transfer tax and PST on CMHC), and first-time buyer incentives (FTHB GST rebate, FHSA, HBP, HBTC).
Mortgage Payment Calculator
Estimate your monthly payment using Canadian semi-annual compounding. Includes CMHC mortgage insurance premium, 30-year amortization eligibility, PST on premium, and your stress-test qualifying payment.
Land Transfer Tax Calculator
Calculate land transfer tax (or registration fee) for all 10 provinces. Includes Toronto Municipal LTT, first-time buyer rebates, and province-specific notes. Alberta, Saskatchewan, and Newfoundland show registration fees instead.
Paperwork Deadline Calculator
One date in, your whole schedule out. Moving, selling a vehicle, after a death, or laid off: every deadline this site tracks for that situation, computed to calendar dates with the rule and official source beside each one.
Probate Fee Calculator
Calculate the probate fee or estate administration tax for any province, and compare all 10 published schedules side by side, with filing fee add-ons shown separately.
Rent Increase Calculator
Calculate the maximum rent increase for Ontario, Manitoba, Nova Scotia, and PEI, with the notice period and frequency rule. Links to the official BC, New Brunswick, and Quebec tools.
About these calculators
All figures are encoded from verified 2026 data sources (CMHC, OSFI, canada.ca, provincial government websites). These tools are for estimation only. Always confirm final numbers with your mortgage broker, notary, or real estate lawyer before closing. Calculations run entirely in your browser; no data is sent to any server.