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Separation Agreement

Separation Agreements in Canada

A separation agreement is a legally binding contract between two spouses that resolves property, support, and parenting issues when a relationship ends. It can be reached without going to court — but it needs to be done right.

Important before you start

A separation agreement is one of the most important legal documents you will ever sign. While Guidepost can help you understand the process and generate a starting template, both parties should have the agreement reviewed by their own family lawyer before signing. An agreement signed without independent legal advice is significantly more vulnerable to being set aside by a court.

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What a separation agreement covers

Property Division

Who keeps what — home, vehicles, investments, debts.

Spousal Support

Amount, duration, and conditions for variation.

Child Support

Based on Federal Guidelines — cannot be waived.

Parenting Arrangements

Decision-making, parenting schedule, major decisions.

RRSP / Pension Division

Template includes agreement language for dividing registered assets — but the actual transfer requires a T2220 (RRSP) or plan-specific forms filed separately with CRA and your pension administrator.

Release of Claims

Final settlement — mutual release of further claims.

Select your province

Family law is provincial. The rules for property division, support, and parenting arrangements differ significantly across Canada.

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Last updated: June 2026 · Sources: Federal Divorce Act (justice.gc.ca), Spousal Support Advisory Guidelines (justice.gc.ca), Child Support Tables (canada.ca), provincial Family Law Acts.

Guidepost is not a law firm. Family law is complex and highly fact-specific — this information is for general purposes only and is not legal advice. Always consult a family lawyer before signing any separation agreement. Full disclaimer.