Guidepost

Free administrative guide — QC

What to do when someone dies in Quebec

A step-by-step administrative checklist for families navigating the weeks after a loss. Province-specific details for Quebec, plus the federal steps that apply everywhere.

Quebec — important note

Quebec is a civil-law province. Estate administration works differently from the rest of Canada -- consult a Quebec notary, not just a common-law lawyer.

This is a practical administrative checklist, not legal, estate, or tax advice. For estate administration, probate, and the final tax return, work with a lawyer (or notary in Quebec) and an accountant. Take your time — these tasks unfold over weeks and months.

In the first days

Time-sensitive items that should be done as soon as you are able.

Register the death — Directeur de l'etat civil (DEC)

Death registration in Quebec is handled exclusively by the Directeur de l'etat civil (DEC). The funeral home files the declaration of death. Order certified copies of the death certificate through the DEC -- order several.

Directeur de l'etat civil (DEC)

Notify Service Canada — stop CPP, OAS, and GIS payments

Call 1-800-277-9914 or use My Service Canada Account online. Payments received after the date of death must be returned by the estate — overpayments are a common and stressful problem that is easily avoided by notifying Service Canada promptly.

My Service Canada Account

In the first few weeks

Work through these as certified Death Certificates arrive and you have the capacity.

Apply for the CPP Death Benefit

Federal

A one-time payment of up to $2,500 (verify the current amount at canada.ca) paid to the estate of a CPP contributor. Apply through Service Canada. The estate representative should apply within 60 days of the death — apply as soon as possible.

CPP death benefit — canada.ca

CPP Survivor's Pension and Children's Benefit

Federal

If the deceased had a surviving spouse, common-law partner, or dependent children, they may be eligible for ongoing CPP survivor payments. Apply through Service Canada.

CPP Survivor's Pension

Cancel the RAMQ Health Insurance health card — Regie de l'assurance maladie du Quebec (RAMQ)

Provincial

Notify RAMQ to cancel the Quebec health card. Return or destroy the RAMQ card.

Regie de l'assurance maladie du Quebec (RAMQ)

Driver's licence and vehicle — SAAQ (Societe de l'assurance automobile du Quebec)

Provincial

The SAAQ handles driver licences and vehicle registration in Quebec. Contact the SAAQ to cancel the licence and transfer vehicle ownership to the estate or heir.

SAAQ (Societe de l'assurance automobile du Quebec)

Notify banks, insurers, and financial accounts

Financial

Notify each bank, investment account, and credit card issuer. Most will freeze accounts and require a certified Death Certificate before releasing estate funds. Named beneficiaries on RRSPs, TFSAs, and life insurance receive proceeds directly — no probate needed for those.

Cancel the Canadian passport

Federal

Notify Passport Canada to cancel the passport. Return or destroy it.

Passport Canada — after a death

Within a few months

Estate and tax administration. These often require professional assistance.

Notify the CRA and file the final T1 tax return

Federal

Notify the CRA by calling 1-800-959-8281 or through CRA My Account. A final (terminal) T1 income tax return must be filed for the year of death. The deadline is generally April 30 of the following year, or 6 months after the date of death — whichever is later. An accountant can help with the final return and the clearance certificate.

CRA — what to do when someone dies

File a final Revenu Quebec return — Quebec residents only

Quebec

Quebec residents file a separate provincial income tax return. The legal representative must file a final Quebec provincial return in addition to the federal CRA return.

Revenu Quebec

Estate liquidation — consult a Quebec notary

Estate

Quebec uses civil law. The estate is managed by a LIQUIDATOR (not an executor). A notarized will (testament notarie) does NOT require court probate. A holographic (handwritten) will or a will before witnesses must be verified (probated) by the Superior Court. Consult a Quebec notary -- notaries play a central role in Quebec estate administration.

Educaloi — estate liquidation

CRA Clearance Certificate

Federal

Consider requesting a CRA Clearance Certificate before distributing estate assets. This protects the liquidator from personal liability for the deceased's unpaid taxes.

CRA clearance certificate

Personalize your Quebec checklist

Answer five quick questions to get a tailored checklist — free to download as a PDF.

Personalize your checklist

A few questions about the person who passed

This helps us tailor the checklist to your situation. Your answers stay on your device.

Did they have a will?

Did they own a home or real property?

House, condo, land, or other real estate

Were they receiving CPP, OAS, GIS, or other government benefits?

Canada Pension Plan, Old Age Security, Guaranteed Income Supplement

Did they have a spouse, partner, or dependent children?

May affect CPP Survivor benefit and children\'s benefit eligibility

Did they own a vehicle?

Car, truck, or other registered vehicle

Free. No sign-up.

Common questions — Quebec

Where do I get a Death Certificate in Quebec?
Death registration in Quebec is handled by the Directeur de l'etat civil (DEC). Death registration in Quebec is handled exclusively by the Directeur de l'etat civil (DEC). The funeral home files the declaration of death. Order certified copies of the death certificate through the DEC -- order several.
How do I cancel the health card after a death in Quebec?
In Quebec, the RAMQ Health Insurance health card is cancelled through Regie de l'assurance maladie du Quebec (RAMQ). Notify RAMQ to cancel the Quebec health card. Return or destroy the RAMQ card.
Does a will need to be probated in Quebec?
Quebec uses civil law. The estate is managed by a LIQUIDATOR (not an executor). A notarized will (testament notarie) does NOT require court probate. A holographic (handwritten) will or a will before witnesses must be verified (probated) by the Superior Court. Consult a Quebec notary -- notaries play a central role in Quebec estate administration.
What federal steps apply after any death in Canada?
Notify Service Canada immediately to stop CPP, OAS, and GIS payments. Apply for the CPP Death Benefit. Cancel the SIN. Notify the CRA. File the final T1 tax return. Cancel the Canadian passport.

Guidepost is not a law firm. This guide is for general administrative information only. Full disclaimer