Guidepost

How to Sell a Car Privately in Ontario (2026)

Selling a car privately in Ontario takes a few specific steps and the right documents. This guide covers exactly what you need: no jargon, no guesswork.

Start here: free

Ontario bill of sale template

$0

Built for your province

  • Province-specific blank bill of sale (print and fill in)
  • Step-by-step selling guide for Ontario
  • What documents you need on sale day
  • How to complete the Ontario vehicle transfer
Download free template

No account needed

Done for you

Vehicle Bill of Sale Package

$12

Province-correct · built for registry requirements · disclosures covered

Answer plain-language questions: we fill everything in and check each detail as you go.

  • Everything in free
  • Bill of sale (seller copy)
  • Signatures page (buyer copy)
  • Disclosure statement
  • Transfer checklist
  • Day-of-sale reminder card

Helps avoid a rejected transfer or missing disclosure

Get it: $12
Secure checkout · powered by StripeVisaMastercardAmerican ExpressApple PayGoogle Pay

30-day money-back guarantee · No account needed

Instant download

Built by Nathan, nine years in the Canadian Army, paperwork done the hard way first.

Informational guide only. Guidepost is not a law firm. This guide explains the typical process and is not legal advice. Requirements can change. Verify current rules with the relevant government authority or a qualified professional before you act.

What Documents You Need in Ontario

Step-by-Step Transfer Process in Ontario

  1. 1
    Purchase a Used Vehicle Information Package (UVIP) from ServiceOntario ($20). You are legally required to provide it to the buyer; failure carries a $140 fine (as of January 2026).
  2. 2
    Optionally obtain a Safety Standards Certificate from a licensed inspection station ($80–$135). Without one, the buyer must get their own before plating the car.
  3. 3
    Complete the bill of sale. Both parties keep a signed copy.
  4. 4
    Sign the vehicle portion of the permit (the green ownership document) on the back.
  5. 5
    Hand over: signed permit + bill of sale + UVIP + SSC (if obtained).
  6. 6
    Remove your licence plates before the buyer drives away. Plates stay with you in Ontario.

Ontario-specific things to know

  • Plates belong to the seller. Never leave your plates on the car.
  • Transfer tax (RST) is on the higher of the sale price or Canadian Red Book wholesale value. Understating the price saves the buyer nothing.
  • Outstanding lien? You must pay it out and obtain a lien release before ownership can transfer.
  • As of January 2026, the fine for failing to provide a valid UVIP is $140.

Gifting to a family member?

Use Form 1157E (Sworn Statement for a Family Gift of a Used Motor Vehicle). Must be sworn before a Commissioner of Oaths. Limit: one exempt family transfer of the same vehicle per 12 months.

Selling a boat instead?

Boats follow federal Transport Canada paperwork plus Ontario's RST rules, a different process from cars.

How to sell a boat in Ontario →

Common Questions

Do I need a safety certificate to sell my car in Ontario?

No. Ontario does not require a safety inspection for private vehicle sales. The vehicle can be sold as-is.

What happens if there's a lien on the vehicle?

If you have an outstanding loan on the vehicle, you must pay it off and obtain a lien release before transferring ownership. Selling a vehicle with an undisclosed lien is illegal and exposes you to serious liability. You can check for liens using the Ontario PPSA Search.

How do I handle payment safely?

Bank drafts and certified cheques are safest for large amounts. They cannot bounce. For e-transfer, confirm the funds have arrived in your account before signing anything. Never hand over keys until payment is fully cleared and in your possession.

How is transfer tax calculated in Ontario?

In Ontario, transfer tax is calculated on the higher of the actual sale price or the average wholesale book value. Understating the price to save on tax is illegal and won't work. The registry checks the book value.

Skip the manual work, get your complete document package for $12.

Get documents →

Check for liens before you buy

Run a PPSA lien search before finalizing any purchase. It takes 5 minutes and can save you from inheriting someone else's debt.

Search Ontario PPSA Search