Buying a Home: SK
Buying a Home in Saskatchewan
Province-specific costs, taxes, and the step-by-step process for Saskatchewan home buyers.
Saskatchewan home buyer's checklist
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Built for your province
- ✓Province-specific closing cost breakdown
- ✓Saskatchewan land transfer tax guide
- ✓Step-by-step buying checklist
- ✓What to watch out for in Saskatchewan
Free. General information only, not legal or regulatory advice.
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Closing costs · land transfer tax · buyer checklist
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- ✓Everything in free
- ✓Offer checklist
- ✓Closing cost worksheet
- ✓Land transfer tax guide
- ✓Step-by-step buyer guide
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Built by Nathan, nine years in the Canadian Army, paperwork done the hard way first.
Land Transfer Tax / Fees
Saskatchewan has no Land Transfer Tax. A Land Title Fee applies (flat fee + $0.30 per $1,000 of value, roughly $400–$700 on a $500k home).
First-Time Buyer Rebate
No rebate; fees are minimal.
Closing Costs to Budget For
- Land Title Transfer Fee (~$400–$700)
- Legal fees (ask for a quote)
- Title insurance (varies by property value)
- Home inspection (varies by property size and age)
- Property tax adjustments
Professionals You'll Need
Lawyer / Notary
A lawyer completes the title transfer. No law society publishes a set fee tariff, so fees vary by firm and by the complexity of the transaction; ask for a quote up front.
Title Insurance
Recommended, though the ISC Assurance Fund provides some protection. Premiums are a one-time cost that varies with the property value and the insurer; ask your lawyer or notary for a quote.
Home Inspector
Recommended. Costs vary with the size, age and location of the property; ask the inspector for a quote.
Where Title Is Registered in Saskatchewan
Your lawyer registers the transfer/deed with the ISC Land Titles Registry.
ISC Land Titles Registry →Step-by-Step Process
- 1Pre-approval
- 2Offer with conditions
- 3Inspection and financing conditions satisfied
- 4Lawyer registers title at Information Services Corporation (ISC)
- 5Close
Watch Out For
Saskatchewan properties in older areas may have soil issues; ask about underground fuel storage tanks
Farm property purchases have additional restrictions for non-residents