Buying a Home — MB
Buying a Home in Manitoba
Province-specific costs, taxes, and the step-by-step process for Manitoba home buyers.
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Offer checklist, closing cost summary, land transfer tax guide, and step-by-step buyer guide — customized for Manitoba.
Land Transfer Tax / Fees
Manitoba Land Transfer Tax: 0% on first $30k, 0.5% on $30k–$90k, 1% on $90k–$150k, 1.5% on $150k–$200k, 2% over $200k.
First-Time Buyer Rebate
Manitoba has no first-time homebuyer land transfer tax rebate or exemption — all buyers pay the same rates.
Closing Costs to Budget For
- Land Transfer Tax
- Legal fees ($1,000–$1,800)
- Title insurance ($200–$350)
- Home inspection ($300–$500)
- Property tax adjustments
Professionals You'll Need
Lawyer / Notary
$1,000–$1,800. A lawyer is required for title transfer.
Title Insurance
Recommended. Cost: $200–$350.
Home Inspector
Recommended. Budget $300–$500.
Step-by-Step Process
- 1
Pre-approval
- 2
Find a property and make an offer
- 3
Conditions period for financing and inspection
- 4
Lawyer handles title search and transfer
- 5
Close and get keys
Watch Out For
Manitoba's older housing stock may have knob-and-tube wiring or asbestos — get a thorough inspection
Ensure the property has no outstanding tax arrears
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Offer checklist, closing cost summary, and home buyer's guide — customized for Manitoba.
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