Buying a Home: MB
Buying a Home in Manitoba
This page is the free Manitoba guide. No sign-in. Read on, or take the checklist as a PDF.
Facts checked September 2026 · See what changed · How we check
Province-specific costs, taxes, and the step-by-step process for Manitoba home buyers.
Manitoba home buyer's checklist
Keep it with the rest. This one files behind tab 3 of the Home File.
1
Land Transfer Tax / Fees
Open this section ↓↑ Close this sectionManitoba Land Transfer Tax: 0% on first $30k, 0.5% on $30k–$90k, 1% on $90k–$150k, 1.5% on $150k–$200k, 2% over $200k.
Official rate information →First-Time Buyer Rebate
Manitoba has no first-time homebuyer land transfer tax rebate or exemption; all buyers pay the same rates.
2
Closing Costs to Budget For
Open this section ↓- Land Transfer Tax
- Legal fees (ask for a quote)
- Title insurance (varies by property value)
- Home inspection (varies by property size and age)
- Property tax adjustments
3
Professionals You'll Need
Open this section ↓↑ Close this sectionLawyer / Notary
A lawyer is required for title transfer. No law society publishes a set fee tariff, so fees vary by firm and by the complexity of the transaction; ask for a quote up front.
Title Insurance
Recommended. Premiums are a one-time cost that varies with the property value and the insurer; ask your lawyer or notary for a quote.
Home Inspector
Recommended. Costs vary with the size, age and location of the property; ask the inspector for a quote.
4
Where Title Is Registered in Manitoba
Your lawyer registers the transfer/deed with the Teranet Manitoba (Land Titles).Open this section ↓Your lawyer registers the transfer/deed with the Teranet Manitoba (Land Titles).
Teranet Manitoba (Land Titles) →5
Step-by-Step Process
Open this section ↓- 1Pre-approval
- 2Find a property and make an offer
- 3Conditions period for financing and inspection
- 4Lawyer handles title search and transfer
- 5Close and get keys
↑ Close this sectionArrange home insurance
Your lender requires proof of insurance before funds are released. Contact your insurer before possession day.
6
Watch Out For
Open this section ↓Manitoba's older housing stock may have knob-and-tube wiring or asbestos; get a thorough inspection
Ensure the property has no outstanding tax arrears
Built by Nathan, nine years in the Canadian Army, paperwork done the hard way first.
Home Buyer Package
$14
Closing costs · land transfer tax · buyer checklist
- ✓Offer checklist
- ✓Closing cost worksheet
- ✓Land transfer tax guide
Informational guide only. Guidepost is not a law firm. This guide explains the typical process and is not legal advice. Requirements can change. Verify current rules with the relevant government authority or a qualified professional before you act.