Just had an accident?
You’ve just had a car accident in Saskatchewan — what to do
First, check for injuries — if anyone is hurt, call 911. Second, move to safety if you can and exchange details with everyone involved. Third, contact your own insurer as soon as possible. This page walks through each step for Saskatchewan; it is general information, not legal advice.
If anyone is hurt, call 911
That is true everywhere in Canada. Get people safe and get medical help first — everything else (reporting, insurance, documentation) comes after.
At the scene: what to gather
- Exchange your name and address, the name and address of the registered owner of the vehicle, the vehicle plate and permit number, and the liability insurance card.
- Collect the names, addresses, and phone numbers of all witnesses.
- If it’s safe to do so, take photographs of the vehicles, the scene, and any damage.
Do you have to call the police?
A collision must be reported to the police immediately for: an injury or death, a hit-and-run (unknown driver), an impaired driver, an out-of-province vehicle, or a vehicle towed from the scene.
If you’re injured: what the system provides
Saskatchewan is a choice regime: residents are automatically covered by No-Fault injury coverage unless they have chosen Tort coverage and filed a declaration form.
- All Saskatchewan residents are automatically covered with No Fault injury coverage unless they have chosen Tort injury coverage and file a declaration form.
- SGI publishes 2026 guides for both the No-Fault and Tort options — read the guide that matches your coverage.
Report your claim to SGI online or at 1-844-TLK-2SGI.
Notify your insurer
Tell your own insurer as soon as possible — policy-specific deadlines apply, so check your policy or call your insurer.
Deadlines and legal claims
Strict legal deadlines apply to injury claims — some are very short, and some notice requirements (for example, claims involving governments) can be a matter of days. Confirm your situation with a lawyer promptly.
Official sources
Common Questions
Do I have to call the police after a minor accident in Saskatchewan?
A collision must be reported to the police immediately for: an injury or death, a hit-and-run (unknown driver), an impaired driver, an out-of-province vehicle, or a vehicle towed from the scene.
Who pays if the accident wasn’t my fault in Saskatchewan?
All Saskatchewan residents are automatically covered with No Fault injury coverage unless they have chosen Tort injury coverage and file a declaration form. Tell your own insurer as soon as possible — policy-specific deadlines apply, so check your policy or call your insurer.
Where to go from here
Guidepost is not a law firm and does not give legal advice. This page is general information about the process — it does not cover fault, settlements, or whether to bring a claim. For advice on your situation, speak with a lawyer. Full disclaimer. Last updated: July 2026.