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JUST HAD AN ACCIDENT?

You’ve just had a car accident in Manitoba: what to do

This page is the free Manitoba guide. No sign-in. Read on.

Facts checked October 2026 · See what changed · How we check

First, check for injuries: if anyone is hurt, call 911. Second, move to safety if you can and exchange details with everyone involved. Third, contact your own insurer as soon as possible. This page walks through each step for Manitoba; it is general information, not legal advice.

If anyone is hurt, call 911

That is true everywhere in Canada. Get people safe and get medical help first. Everything else (reporting, insurance, documentation) comes after.

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    At the scene: what to gather

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    • Exchange your name and address, the name and address of the registered owner of the vehicle, the vehicle plate and permit number, and the liability insurance card.
    • Collect the names, addresses, and phone numbers of all witnesses.
    • If it’s safe to do so, take photographs of the vehicles, the scene, and any damage.
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  2. 2

    Do you have to call the police?

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    Manitoba has no dollar threshold: you don’t have to report to the police if only property damage is sustained, no matter what the value of the damage. Report to the police within 7 days for serious injury (hospitalization) or a fatality, or if there was an unlicensed driver, an unregistered vehicle, particulars could not be obtained, or drugs or alcohol are suspected.

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  3. 3

    If you’re injured: what the system provides

    Manitoba has a no-fault plan: MPI’s Personal Injury Protection Plan (PIPP) compensates injured people regardless of fault.Open this section ↓

    Manitoba has a no-fault plan: MPI’s Personal Injury Protection Plan (PIPP) compensates injured people regardless of fault.

    • Compensation is guaranteed for all injured people, regardless of who was at fault, with no reduction based on the degree of fault.
    • Income replacement is 90% of net income, up to a maximum of $123,000 gross per year.
    • PIPP also provides personal-care benefits and permanent-impairment lump sums; the funeral benefit is a maximum of $10,586.

    Report to MPI: 204-985-7000, 1-800-665-2410, or online.

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  4. 4

    Notify your insurer

    Tell your own insurer as soon as possible, policy-specific deadlines apply, so check your policy or call your insurer.Open this section ↓

    Tell your own insurer as soon as possible, policy-specific deadlines apply, so check your policy or call your insurer.

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  5. 5

    Deadlines and legal claims

    Strict legal deadlines apply to injury claims, some are very short, and some notice requirements (for example, claims involving governments) can be a matter of days.Open this section ↓

    Strict legal deadlines apply to injury claims, some are very short, and some notice requirements (for example, claims involving governments) can be a matter of days. Confirm your situation with a lawyer promptly.

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  6. 6

    Official sources

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  7. 7

    Common Questions

    Do I have to call the police after a minor accident in Manitoba?Open this section ↓

    Do I have to call the police after a minor accident in Manitoba?

    Manitoba has no dollar threshold: you don’t have to report to the police if only property damage is sustained, no matter what the value of the damage. Report to the police within 7 days for serious injury (hospitalization) or a fatality, or if there was an unlicensed driver, an unregistered vehicle, particulars could not be obtained, or drugs or alcohol are suspected.

    Who pays if the accident wasn’t my fault in Manitoba?

    Compensation is guaranteed for all injured people, regardless of who was at fault, with no reduction based on the degree of fault. Tell your own insurer as soon as possible, policy-specific deadlines apply, so check your policy or call your insurer.

    Where to go from here

    The national accident guide →Buying a car →Selling a car →

    Guidepost is not a law firm and does not give legal advice. This page is general information about the process. It does not cover fault, settlements, or whether to bring a claim. For advice on your situation, speak with a lawyer. Full disclaimer. Facts checked October 2026.

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Informational guide only. Guidepost is not a law firm. This guide explains the typical process and is not legal advice. Requirements can change. Verify current rules with the relevant government authority or a qualified professional before you act.